Job Description
Affirm is reinventing credit to make it more honest and friendly, giving
consumers the flexibility to buy now and pay later without any hidden fees or
compounding interest.
ABOUT THE FINANCE TEAM
The Finance team ensures Affirm remains financially sound and strategically
positioned for growth. Our team manages financial planning, accounting, pricing,
vendor management, tax, investor relations, and corporate development. We
deliver timely insights, accurate reporting, and careful analysis to support
decision-making. From day-to-day financial operations to major investments, we
enable sustainable, informed growth by maintaining strong fiscal discipline.
About the team
We are seeking a highly analytical and strategic finance leader to join the
Strategic Finance team, supporting our Horizontal business lines.
Strategic Finance plays a central role in shaping company strategy, enabling
executive decision-making, and driving performance against key objectives. This
role sits within the Revenue Finance group—a high-impact, lean team with broad
cross-functional ownership. The role will own consolidated top line forecasting
across users and the loan portfolio, and partner closely with Analytics, Credit,
Capital, and Investor Relations to develop a cohesive narrative on portfolio
performance. You will operate as a strategic thought partner to senior
leadership, leading critical workstreams across planning, forecasting, and
performance management. The role will proactively generate insights that cut
through ambiguity, drive action, and inform innovation, while shaping
high-impact decisions and identifying opportunities to scale the business
efficiently and profitably.
What you'll do
* Serve as the primary finance partner to Credit, Capital, Product, and
Investor Relations, representing Revenue Finance in key forums and driving
alignment on performance and priorities
* Build and own assumption-driven User and portfolio loan mix models by
partnering cross-functionally to validate inputs, pressure-test key drivers,
and ensure outputs reflect current business dynamics
* Monitor performance against forecast across portfolio, user, and segment
levels; diagnose variances, identify root causes, and deliver forward-looking
insights on user trends and the overall loan portfolio to inform adjustments
and drive action
* Own consolidated reporting across Top of Funnel, Conversion, Users, Volume,
and Loan Mix; synthesize key drivers including mix, credit, pricing, and
commercial impacts
* Provide decision support on strategic initiatives, evaluating trade-offs and
P&L implications to inform business and investment decisions
* Translate complex analyses into clear, executive-ready narratives that drive
insight, inform strategy, and align cross-functional stakeholders
What we look for
* Proven ability to operate with ownership and influence in a fast-paced,
ambiguous environment, with strong critical thinking and problem-solving
skills
* 8+ years of experience in analytical roles (e.g., strategic finance,
investment banking, consulting, data science, or analytics), with
demonstrated impact on business outcomes
* Strong business judgment, with the ability to connect detailed analyses to
broader strategic context and executive-level decisions
* Experience partnering with senior stakeholders and influencing decisions
across cross-functional teams
* Expert in financial modeling; working knowledge of SQL and experience with
data visualization tools (e.g., Sigma or similar) preferred
- Nice to Have
- Familiarity with fintech, lending and payments business model
- Experience leveraging AI-driven tools (e.g., Cursor, Claude Code) to
enhance analytical workflows and insight generation
Pay Grade - M
Equity Grade - 8
Employees new to Affirm typically come in at the start of the pay range. Affirm
focuses on providing a simple and transparent pay structure which is based on a
variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity
rewards, monthly stipends for health, wellness and tech spending, and benefits
(including 100% subsidized medical coverage, dental and vision for you and your
dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
USA base pay range (all other U.S. states) per year: $164,000 - $224,000
Please note that visa sponsorship is not available for this position.
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are
remote and you can work almost anywhere within the country of employment.
Affirmers in proximal roles have the flexibility to work remotely, but will
occasionally be required to work out of their assigned Affirm office. A limited
number of roles remain office-based due to the nature of their job
responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our
core value of people come first. Some key highlights of our benefits package
include:
* Health care coverage - Affirm covers all premiums for all levels of coverage
for you and your dependents
* Flexible Spending Wallets - generous stipends for spending on Technology,
Food, various Lifestyle needs, and family forming expenses
* Time off - competitive vacation and holiday schedules allowing you to take
time off to rest and recharge
* ESPP - An employee stock purchase plan enabling you to buy shares of Affirm
at a discount
We believe It’s On Us to provide an inclusive interview experience for all,
including people with disabilities. We are happy to provide reasonable
accommodations to candidates in need of individualized support during the hiring
process.
[For U.S. positions that could be performed in Los Angeles or San Francisco]
Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance
Initiative for Hiring Ordinance, Affirm will consider for employment qualified
applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read
Affirm's Global Candidate Privacy Notice
[ and hereby freely and
unambiguously give informed consent to the collection, processing, use, and
storage of your personal information as described therein.
Job Tags
Full time, Work at office, Flexible hours